BUILT FOR NURSES & HEALTHCARE WORKERS

You see what cancer does to families every single shift.

The Insurance That Pays YOU If YOU Get Diagnosed With What You Watch Patients Fight Every Day.

You take care of everyone else. Who's taking care of YOU? If you get the call no nurse wants — cancer, heart attack, stroke, ALS — your policy cuts you a tax-free check while you're still here. Your family still gets the rest. One policy. Three jobs. Built for the people who actually understand what's at stake.

RN LPN/LVN NP CRNA ICU ER L&D OR MED-SURG PEDS CNA TRAVEL

REAL CLIENT • REAL DIAGNOSIS • REAL CLAIM

Melissa Hamby. Diagnosed with a serious illness — the kind nurses see every week.

Filed a claim under her IUL's living benefits rider. Got a check directly from the carrier — tax-free, no restrictions, used however she needed. Her family still gets the rest of the death benefit when she passes.

~$500,000 — TAX FREE — TO HER. NOW.

BOOK YOUR FREE 15-MIN STRATEGY CALL

FULL NAME MOBILE

EMAIL STATE

DATE OF BIRTH YOUR ROLE

WHAT MATTERS MOST TO YOU? HOW MUCH COULD YOU SET ASIDE MONTHLY?

By submitting, I consent to be contacted by New Era Financial via phone, text, or email — including automated calls or messages — at the number provided. Consent is not a condition of purchase. Msg/data rates may apply. Reply STOP to opt out.

15 minutes. Free. We model your situation. You decide.

You're the one everyone calls when something bad happens.
So who's the call for YOU?

You've handed terminal diagnoses across enough hospital beds to know exactly what comes next. The hospital bills. The savings drain. The family meetings about money instead of about love. The hardest part isn't the disease — it's watching what it does to the people around the patient.

And here's the part nobody at your hospital is going to tell you:

Your employer life policy ends the second you leave the hospital — and is usually a fraction of what you actually need
Your 403(b) / pension does NOT pay you a dime if YOU get sick
FMLA + short-term disability usually replaces a fraction of your income — and runs out
"I'll figure it out if it happens" isn't a plan — it's the same hope you watch families cling to every week

You spend 12+ hours a shift telling other families to "plan ahead." Are you?

THE THREE JOBS — IN ORDER OF IMPORTANCE

One Policy. Three Jobs. Designed By Someone Who Actually Thought About Nurses.

01 / WHAT MATTERS MOST TO YOU

Living Benefits — pays YOU if YOU get diagnosed

Cancer. Heart attack. Stroke. ALS. Major organ failure. You access a chunk of your death benefit while you're still here — tax-free, no restrictions, no permission needed. Use it for treatment, mortgage, kids, anything. The thing you watch families fight for at bedside — you'd have it.

02 / WHAT YOUR FAMILY NEEDS

Permanent Death Benefit — your family's safety net forever

Term ends. Employer policies end the day your badge stops working. This one doesn't. Funded correctly, the death benefit lasts your entire life and pays your family the day you pass — guaranteed.

03 / CHERRY ON TOP

Tax-Free Cash Value — the side wealth your pension won't build

Because it's classified as life insurance, the cash value grows under favorable tax treatment the IRS doesn't grant a 403(b) or brokerage account. You can borrow against it later for a house, a kid's college, a sabbatical, or to actually retire on your terms — without an IRS surprise. The bonus, not the reason — but it's a real bonus.

SHOW ME MY STRATEGY CALL →

YOUR FREE STRATEGY CALL — STACK

Here's exactly what you get on the call:

All free. No obligation. 15 minutes. Booked around your shift.

✓Custom IUL illustration built for YOUR age, role, and goals
$250 value
✓403(b) / employer benefits side-by-side — see exactly what your work coverage misses
$200 value
✓Diagnosis scenario for YOU — what the policy pays out if YOU get the call you give to others
$300 value
✓"The Nurse's Living Benefits Playbook" — PDF you keep, even if we don't move forward
$97 value
✓Crystal-Clarity Guarantee — if you don't have a clear answer by end of call, I'll send you a $25 thank-you gift on me
$25 GIFT

TOTAL VALUE

$872FREE

⚠ Limited: Only 12 strategy slots this week. Booked around night/day shifts. First come, first served.

CLAIM MY FREE STRATEGY CALL →

Takes 30 seconds. No pressure. No obligation.

"But what about…"

I already have life insurance through the hospital.

Hospital group life is usually 1× salary — far below what your family actually needs — and it ends the day you leave the job. Layoff, travel contract end, switching to a new system, retirement, going PRN — you're suddenly uncovered the year you might need it most. This one stays with you for life.

I'm a nurse. I see what gets denied. I don't trust insurance.

Health insurance and life insurance are different animals. Living benefits don't go through prior auth. They don't get bounced to peer review. You file. The carrier verifies the diagnosis. They cut you a check. No fights with billing departments.

I have a pre-existing condition. I won't qualify.

We shop carriers built for healthcare workers with diabetes, BP, anxiety, depression, history of cancer, autoimmune, weight. Most nurses qualify — many at better rates than expected. We work backward from your specific situation.

It sounds too expensive on a nurse's salary.

Real numbers — most clients land between $200 and $500/month for full coverage (living benefits + permanent death benefit + cash value built in). Some start as low as $100/month and build up. You spend more on coffee, scrubs, and parking. This one pays you back.

I need to talk to my spouse first.

Bring them on the call. I model both scenarios together so you make ONE informed decision as a family — not two confused ones later.

I want to think about it.

The call IS the thinking. There's nothing to commit to. You leave with a custom illustration and a clear answer. If it's not right for you, I'll tell you so. I'd rather have a referral than a sale.

YEP — BOOK MY CALL →

Two clients. Two real claims. Two changed lives.

CASE 01 / MELISSA HAMBY • SERIOUS ILLNESS

Diagnosed with the kind of illness you see every week. Got paid by the carrier directly.

Melissa was diagnosed with a serious, qualifying illness. The carrier paid out directly to her — tax-free, no restrictions, used however she needed it. Her family still gets the remainder of the death benefit when she passes. Two payouts. One policy.

~$500,000 — TAX FREE — TO HER NOW. REST TO FAMILY LATER.

CASE 02 / JOHN SNYDER • INJURY CLAIM

Got hurt on the job. Check landed in his mailbox within a week.

John is a working-class client we wrote a policy for. He got injured and couldn't work. Filed a claim under his IUL's living benefits.

~$150,000 — TAX FREE — MAILED IN ~7 DAYS

Real clients, real claims. Names used with permission. Outcomes vary by carrier, policy design, qualifying conditions, and rider election.

YOUR NEXT MOVE

You take care of everyone else.
Take 15 minutes for YOU.

Custom illustration. Living-benefits scenario built for YOUR situation. Booked around your shift. Plus a $25 gift card if you don't get clear answers.

CLAIM MY FREE CALL →

30 seconds to book. 15 minutes on the call. A lifetime of protection.